— When you get a dental appointment, the next thing you know you’re covered by a program that pays for your care for life.
It’s called the American Dental Association Dental Insurance Program.
It covers more than 300,000 dental workers and has helped people who lose their jobs in a recession recover financially, the Dental Society of Alabama said in a statement.
The DSA said the program’s annual revenue reached $10.9 billion in 2018, up from $7.6 billion in 2017.DSA president Larry McLeod said the dentists who get DSA benefits are “working hard to keep patients in their homes, making the dental care they need and keeping our communities safe.”
“They are a vital part of our communities and their safety is our highest priority,” McLeod added.
Many DSA members are working in the health care industry.
Dental workers in Alabama have a health insurance plan that covers dental, vision and hearing care, but only up to $25,000 per year.
They pay out of pocket for services such as dental exams and follow-up care.
DSA also offers dental benefits to some of its members, but not all.
Some dental workers are working full-time, while others are in part-time work.
DSA said some dentists are earning up to 30 percent more than their counterparts in other industries.
In addition, many dentists in Alabama are insured through private insurance companies and have higher deductibles than their neighbors in other states.DENTISTRY WORKERS BENEFITSDSA members get access to dental care and other health care benefits that are often available to all residents of Alabama, but are more limited in the South.
For example, some dental workers get dental insurance to cover up to 80 percent of the cost of preventive services, and some dental plans cover up or more than 100 percent of dental services, the group said.DASH, a dental insurance company, offers plans to dental workers in some areas of the country.
If a DSA member has a dental plan in Alabama, DASH will pay for the premiums and co-payments for that dental plan.DIA, a national dental association, has plans for some dental residents in Alabama that cover 100 percent, up to 200 percent and beyond, the association said.
DIA also offers insurance to dentists through its dental insurance companies.DHA, a regional dental association in Alabama and the nation’s largest dental organization, said dental benefits are available for DSA dentists as well as the dental plans of dental health providers.
DHA is an equal opportunity employer, DSA has said.