The average dog insurance policy covers up to $10,000, but some dogs may have to shell out even more.
Dog dental insurance is a vital part of any pet owner’s insurance plan, and a dog’s dental care is critical to maintaining a healthy pet.
That’s why insurance companies and dog owners often pay the same price to insure a dog against injuries and disease.
To help your dog get the best possible dental care, we asked experts about how to fix your own dog’s dog insurance.1.
Go for the cheapest plan.
If your dog’s insurance policy pays out more than the average dog’s policy, you might consider going for the lowest-priced dog insurance plan.
A policy that covers up $10K of coverage may cost less than $2K, so it might be a good idea to check.
If it’s not a dog insurance, however, it’s possible your dog might be on a dog-specific policy.
The best option is to try and find a policy that has coverage for up to 50% of the cost of the dog’s surgery.2.
Choose a lower deductible.
Your dog will need a full and total dental procedure to fix and restore your dog to its former self.
It might be more expensive to pay for an eye exam, but the benefits are more than worth it.
If you’re choosing to cover a procedure for the entire cost of a dog surgery, the deductible should be lower than the $10k figure.3.
Ask for an emergency room visit if your dog is in the hospital.
A dog with an orthopedic or dental problem may need to be put in a sedated state while your insurance covers the cost.4.
Find out if your insurance company will cover emergency treatment if your pet needs it.
In general, you’re better off choosing a dog policy that offers you the best value than a dog that pays out the full amount of a procedure.5.
Get a dog with a high tolerance for pain.
A good dog’s teeth can heal easily, and they’ll need plenty of time to do so.
If the dental repair costs more than your dog pays for the surgery, consider paying for the dental procedure yourself.
If there’s no deductible, it may be a better idea to go for a lower-cost option like a dog dental care plan.6.
Check out dog insurance quotes for dogs on the market.
If a dog is listed on an online dog insurance company’s website, make sure you ask about the coverage and deductibles for the dog before you buy.
Most dog insurance companies will offer a discount to dogs with lower incomes, so check their website for details.
If your dog needs an orthopaedic or surgical procedure, it might cost more than $10.
If that’s the case, you can try to find a dog plan that covers the entire procedure at a lower price.
The deductible should not exceed $10 for an operation.7.
Ask your vet for an MRI and a CT scan of the pet’s teeth.
If this doesn’t happen, it could mean your dog may have an orthodontic or toothache problem.
Your vet should perform the surgery and then send you a scan of your dog if the scan shows an abnormal or degenerative tooth.
This scan may help determine which type of dental work you need.8.
Ask about your insurance deductible.
If deductibles are too high, the dog insurance option is the better option.
The lower the deductible, the less your dog has to pay.
The cost of your pet dental care should not be the main consideration when selecting a dog health insurance plan for your dog.